Creditor Misconduct in Mesa

Don't be Harassed by Creditors any Longer!

Owing more than you can pay can be incredibly stressful, but you don't have to live with the added problems of creditor misconduct and harassment from debt collectors. When you signed your loan agreement, you gave your creditor the legal right to collect on the debt if you failed to pay, but there is a legal line that cannot be crossed. The Fair Debt Collection Practices Act (FDCPA) protects people in your situation from abusive practices on the part of creditors, and clearly defines certain behavior as misconduct. The legal team at the firm can help you determine whether your rights have been violated and will represent you in legal action to stop the abuse.

The law restricts creditors from calling you after 9:00 at night or before 8:00 in the morning. A creditor has to provide clear self identification during any contact, and cannot pretend to be an attorney or law enforcement official. You are protected against tactics such as contacting co-workers or neighbors about the debt in an attempt to embarrass you, as well as against the use of obscene or threatening language. You can also submit a formal request to cease contact from your creditor, and failure to respect your wishes is a violation of your rights. Your attorney can represent you in court against a creditor to put an end to the situation, and you may even be awarded punitive damages.

Legal Defense on Your Behalf

The team at Price Law Group is experienced in collection defense, and they will work tirelessly to protect you against misconduct on the part of your creditors. Living with harassment from lenders and debt collectors only makes it harder to focus on getting your finances under control, but by taking action now you can get relief. An attorney from the firm can also consult with you about the possibility of declaring bankruptcy or seeking a debt settlement or loan modification to resolve your financial problems. To find relief, contact an attorney from their Mesa office today is you have been the victim of creditor harassment.